The Harrods American Express® Card

This product is a Charge Card, meaning that unlike a Credit Card balance, its balance needs to be paid in full every month. A £195 annual fee will automatically be charged to your Harrods American Express® Card Account upon the opening of your Account, and thereafter annually upon the anniversary of your Account opening date.

The Harrods American Express Charge Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority. Applicants must be 18 years old or over. Approval of your application for a Harrods American Express® Card Account is subject to your status.

IMPORTANT INFORMATION

1. Qualifying customers who apply for, are approved for and activate their Harrods American Express® Card ("Harrods American Express Card") and spend £3,000 or more on their Harrods American Express Card within three months of Harrods American Express Card approval, will be eligible to receive 5,000 Harrods Rewards points. Cardmembership begins from the date of Harrods American Express Card approval. It can take up to eight weeks for the 5,000 Harrods Rewards points to be added to your Account once you have met the required spend.

2. It can take up to eight weeks for the 5,000 Harrods Rewards points to be added to your Account once your Harrods American Express Card has been approved.

3. You must purchase goods or services at the Harrods Knightsbridge store, H beauty locations or online using your Harrods American Express Card and must enter your Harrods Rewards Membership number online at the point of checkout.

4. Harrods Rewards Points are earned for every £1 spent and charged to your Harrods American Express Card per transaction. Harrods Rewards Points are not earned on returned purchases, cash withdrawals, American Express traveller’s cheque purchases, foreign exchange, or other Account charges. Harrods Rewards points will only be earned if you present your Harrods Rewards card to be scanned, in addition to paying with the Harrods American Express Card. The Rewards card must be the same card that was submitted at the time of applying for Harrods American Express Card. Harrods Rewards Points cannot be added retrospectively. The

   Harrods Rewards Programme Terms and Conditions apply in relation to your use of your Harrods Rewards card.

5. Harrods American Express Card members will be eligible to receive a deduction of £25 from the total cost of their bill (“Credit”) each quarter when spending £25 or more in any restaurant within the Harrods Knightsbridge store (when presenting their Harrods Rewards Card and paying with their Harrods American Express Card). The Credit will be applied to the first eligible restaurant spend of £25 or more.

6. Offer valid until 31 December 2026 for one Primary Cardmember only. Offer excludes existing SLH CLUB 02 tier members.

7. These events are subject to availability.

Full terms and conditions regarding this Charge Card can be found here.

1. This offer is open to primary Harrods American Express® Cardmembers aged 18 and over (“Cardmembers”).

2. Cardmembers will be eligible to receive a deduction of £25 from the total cost of their bill ("Credit") when spending £25 or more in any restaurant within the Harrods Knightsbridge store (when presenting their Harrods Rewards card and paying with their Harrods American Express® Card).

3. The offer will be available for the Cardmember to redeem from 1st July 2023 onwards and will reset on the first day of each quarterly month (i.e. 1st January, 1st April, 1st July and 1st October). The Credit will be applied to the first eligible restaurant spend of £25 or more. The Credit will not accumulate and will expire if not used during each quarter.

4. Bookings are subject to availability and must be made by contacting the restaurant by phone, emailing [email protected] or by visiting the individual restaurant page on harrods.com. General booking terms and cancellation policies apply (please enquire at the time of booking or see the individual restaurant page on harrods.com. For a list of restaurants, see harrods.com/restaurants.

5. Cardmembers should notify the Promoter of any allergy or dietary requirements at the time of booking. While the Promoter will endeavour to accommodate the allergy and dietary requirements provided, the Promoter and American Express will not be responsible for any adverse effects occurring as a result of the Cardmembers using the offer including, without limitation, any allergic reactions, or for any other loss, damage or injury suffered, sustained or incurred by the Cardmember. For the avoidance of doubt, nothing in these terms seeks to exclude liability for death or personal injury resulting from negligence.

6. This Credit is non-transferable and cannot be redeemed, refunded, re-sold or exchanged for cash. Please note that the Credit will not be visible on Cardmembers' Harrods Rewards account statements.

7. The promoter of this offer is Harrods Limited (Company Number 00030209) with its registered office at 87–135 Brompton Road, London SW1X 7XL (the “Promoter”).

8. The Harrods American Express® Credit Card is offered by American Express Services Europe Limited (“American Express”) with its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

9. Harrods reserves the right to amend these Terms and Conditions, to substitute the Credit for an amount of equal or greater value or to suspend or cancel this offer at any time at its sole discretion.

1. This offer is open to all Harrods American Express® Cardmembers (“Cardmembers”) aged 18 or over, between 10th October 2023 and 31st December 2026.

2. Cardmembers who:

   1. Sign up to the Small Luxury Hotels of the World (“SLH”) SLH Club loyalty programme or;

   2. Are existing Club 02 (Tier 2) members of the SLH CLUB loyalty programme,

   3. will be eligible for a complimentary upgrade to Club 02 of the SLH CLUB loyalty programme (“Membership Upgrade”).

3. Cardmembers who are newly signing up to the SLH programme must sign up via slh.com/partners/harrods-Club02-upgrade and will be automatically enrolled into the Membership Upgrade, which will show on their SLH account.

4. Cardmembers who are existing SLH Club 01 (Tier 1) members must contact the SLH team at [email protected] to request their Membership Upgrade, which will show on their SLH account within 7 working days of the request.

5. The Membership Upgrade will be valid from the date of upgrade until 31st December of the subsequent calendar year.

6. This offer excludes existing SLH Club 02 (Tier 2) loyalty members.

7. Cardmembers may enquire about their Membership Upgrade or the SLH CLUB loyalty programme by contacting [email protected]. Redemption of this offer is subject to the terms and conditions of the SLH CLUB loyalty programme available at www.slh.com/about-slh/slh-club-terms-and-conditions.

8. This offer may only be redeemed by the Primary Cardmember once during the offer period.

9. The Promoter of this offer is Small Luxury Hotels of the World Management Ltd.

10. (Company Number 10122910) with its registered office at 7 Howick Place, London, England, SW1P 1BB.

11. The Harrods American Express® Credit Card is offered by American Express Services Europe Limited (“American Express”) with its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

1. The Explora Journeys exclusive Explora III ship tour (“Event”) is open to certain customers who hold the Harrods American Express® Card aged 18 and over (ID may be required) (“Cardmembers”). This Event will take place in two sessions, on 17 August 2026 and 9 September 2026 between 9:15 am – 4:30 pm on both occasions, and will include the following:

(i) The Explora Journeys Explora III exclusive ship tour taking place in Southampton (for which transportation will be arranged from the Harrods Knightsbridge store and included in the ticket price);

(ii) and lunch at an a la carte restaurant after the ship tour on board of the Explora III ship.

2. Guests must arrive to the Harrods Knightsbridge Collection Area, located at 87-135 Brompton Rd, Knightsbridge, London SW1X 7XL at 9:15 am on the day of the Event from where transportation will be provided to Southampton where the Event will take place. Transportation will depart from Harrods Knightsbridge at 9:30 am sharp and the Promoter will not be responsible for any guests who arrive after the departure time.

3. To book a place at the Event, Cardmembers must:

(i) pay the full ticket price of £80 per person at least 5 days in advance of the Event by booking a ticket via the following link: https://harrods-american-express.appointedd.com/booking-widget/6a3e53b7becad944b2d456b9

(ii) state any allergy or dietary requirements, and

(iii) provide details of requested food or drink substitutions, in advance of the Event.

4. Guests can gain access to the Event by presenting the email confirmation that they will receive after purchasing their ticket.

5. There will be 10 spaces per session of the Event and spaces are allocated on a first-come, first-served basis.

6. Cardmembers may purchase up to two tickets per booking (for themselves and a guest).

7. The ticket price per person will include (i) an exclusive tour of the Explora III ship, (ii) transportation from the Harrods Knightsbridge store to Southampton, and (iii) a lunch at an a la carte restaurant on board of the ship.

8. Alcohol will not be served to guests under the age of 18 (ID may be required to prove age).

9. Cardmembers who attend the Event will be eligible to receive the following Explora credits:

(a) Only for Double Occupancy bookings

(i) Ocean Terrace: 200 EUR

(ii) Ocean Penthouse: 400 EUR

(iii) Ocean Residence: 800 EUR

(b) Only for Solo Occupancy bookings

(i) Ocean Terrace: 100 EUR

(ii) Ocean Penthouse: 200 EUR

(iii) Ocean Residence: 400 EUR

(together the “Offer”)

10. The Offer is redeemable once, only on new bookings made on or before 31 October 2026 (F1 Monaco journeys and other select journeys as determined by Explora Journeys are excluded).

11. Cardmembers may redeem the Offer by emailing their booking to [email protected] quoting a "HARRODSAMEX".

12. The Offer is not transferrable to any other cardmember and may not be redeemed in conjunction with any other offers.

13. Cardmembers who have purchased a ticket must contact the Harrods American Express team by email at [email protected], as soon as possible if they are unable to attend the Event. Please note tickets are non-refundable if cancelled (or if number of attendees is reduced), or if you fail to show up to the Event. To amend or cancel your reservation, please email [email protected] (please note that cancellations via Website or App are not accepted)

14. Harrods reserves the right to amend these terms and conditions or to cancel the Events in its sole discretion.

15. The food and drink available at the Event may contain alcohol and may contain allergens including, without limitation, shellfish, dairy, eggs, nuts, gluten, wheat and soya. The Promoter will endeavour to accommodate the allergy and dietary requirements provided by guests, but this may not be possible and the Promoter shall not be responsible for any adverse effects resulting from food or drink consumed at an Event (including but not limited to allergic reactions), or for any other loss, damage or injury suffered, sustained or incurred by an attendee, or any loss or damage to property as a result of attending an Event.

16. To attend the Event, Cardmembers must provide certain information directly to Explora no later than 9 August 2026, including their full name, gender, date of birth, place of birth, nationality, passport details, and any dietary requirements. Failure to provide this information by the stated deadline will result in the Cardmember forfeiting their ticket, which will be non-refundable. Explora will process personal information in accordance with its Privacy Notice, which is attached as an Appendix.

17. These terms are additional to the General Event Terms and Conditions which apply to Harrods events and are available at https://www.harrods.com/en-gb/legal/events. By booking an Event, Cardmembers confirm (on their own behalf and on behalf of any guest (if applicable)) that they have read and agree with these terms and conditions and the General Terms and Conditions. In the event of any conflict between these terms and the General Event Terms and Conditions, these terms shall apply to the extent required to resolve any such conflict.

18. By confirming their attendance at an Event, Cardmembers and their guests acknowledge that Harrods and the Promoter need to process their personal information. Harrods will use this personal information for the purposes of administering the Event. Full details of Harrods’ Privacy Policy can be found via the following link: https://www.harrods.com/en-gb/s/legal/privacy-policy.

19. Promoter: Explora SA, a company headquartered in Avenue Eugène-Pittard 16, 1206 Geneva, Switzerland.