The Harrods American Express® Card

This product is a Charge Card, meaning that unlike a Credit Card balance, its balance needs to be paid in full every month. A £195 annual fee will automatically be charged to your Harrods American Express® Card Account upon the opening of your Account, and thereafter annually upon the anniversary of your Account opening date.

The Harrods American Express Charge Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority. Applicants must be 18 years old or over. Approval of your application for a Harrods American Express® Card Account is subject to your status.

1. Qualifying customers who apply for, are approved for and activate their Harrods American Express® Card ("Card") and spend £3,000 or more on their Card within three months of Card approval, will be eligible to receive 5,000 Harrods Rewards points. Cardmembership begins from the date of Card approval. It can take up to eight weeks for the 5,000 Harrods Rewards points to be added to your Account once you have met the required spend.

2. It can take up to eight weeks for the 1,000 Harrods Rewards points to be added to your Account once the additional Harrods American Express Card has been approved

3. You must purchase goods or services at the Harrods Knightsbridge store, H beauty locations or online using your Harrods American Express® Card and must enter your Harrods Rewards Membership number online at the point of checkout. Harrods Rewards Points are earned for every £1 spent and charged to your Harrods American Express Card per transaction. Harrods Rewards Points are not earned on returned purchases, cash withdrawals, American Express traveller’s cheque purchases, foreign exchange, or other Account charges. Harrods Rewards points will only be earned if you present your Harrods Rewards card to be scanned, in addition to paying with the Harrods American Express Card. The Rewards card must be the same card that was submitted at the time of applying for Harrods American Express Card. Harrods Rewards Points cannot be added retrospectively. The Harrods Rewards Programme Terms and Conditions apply in relation to your use of your Harrods Rewards card.

4. Points are earned for every £1 spent and charged to your Card per transaction. Points are not earned on returned purchases, cash withdrawals, American Express traveller’s cheque purchases, foreign exchange, or other Account charges. Harrods Rewards Points cannot be added retrospectively.

5. Harrods American Express Cardmembers will be eligible to receive a deduction of £25 from the total cost of their bill (“Credit”) each quarter of the calendar year when spending £25 or more in any restaurant within the Harrods Knightsbridge store (when presenting their Harrods Rewards Card and paying with their Harrods American Express® Card). The Credit will be applied to the first eligible restaurant spend of £25 or more.

6. Offer valid until 31 December 2026 for one Primary Cardmember only. Offer excludes existing SLH CLUB 02 tier members. The Membership Upgrade will be valid from the date of upgrade and for a 12-month period

7. These events are subject to availability.

8. To learn more about American Express Experiences® visit https://www.americanexpress.com/en-gb/benefits/membership/experiences/

Full terms and conditions regarding this Charge Card can be found here.

1. Harrods American Express® Cardmembers who are also Harrods Rewards members will be eligible to receive 3,000 additional Harrods Rewards points (the “Offer”) when using their Harrods American Express® Card on transaction(s) totalling £2,500 or more in store at the Harrods Knightsbridge store, H beauty stores, or online at harrods.com and the Harrods App(“Qualifying Purchase”) between 1-30 September 2026 (“Offer Period”).

2. Cardmembers must present their Harrods Rewards card at the time of payment(s) for the Qualifying Purchase.

3. Cardmembers may redeem this Offer once only during the Offer Period and will not be eligible to receive additional Harrods Rewards points from this Offer on subsequent Qualifying Purchases made during the Offer Period.

4. Purchases from Harrods airport stores are excluded from this Offer.

5. Purchases of gift cards are excluded from this Offer.

6. The Harrods Rewards points will be loaded on the member’s Harrods Rewards card used for the Qualifying Purchases approximately 90 days after the Offer Period has ended.

7. This Offer is subject to the terms and conditions of the Harrods Rewards programme (including the general conditions applicable to bonus points offers) available at https://www.harrods.com/en-gb/legal/harrods-rewards and the Harrods American Express® programme, see https://www.harrods.com/en-gb/harrods-american-express for full details.

8. Promoter: Harrods Limited, (No. 30209), Registered Office: 87-135 Brompton Road, London, SW1X 7XL.

1. This offer is open to primary Harrods American Express® Cardmembers aged 18 and over (“Cardmembers”).

2. Cardmembers will be eligible to receive a deduction of £25 from the total cost of their bill ("Credit") when spending £25 or more in any restaurant within the Harrods Knightsbridge store (when presenting their Harrods Rewards card and paying with their Harrods American Express® Card).

3. The offer will be available for the Cardmember to redeem from 1st July 2023 onwards and will reset on the first day of each quarterly month (i.e. 1st January, 1st April, 1st July and 1st October). The Credit will be applied to the first eligible restaurant spend of £25 or more. The Credit will not accumulate and will expire if not used during each quarter.

4. Bookings are subject to availability and must be made by contacting the restaurant by phone, emailing [email protected] or by visiting the individual restaurant page on harrods.com. General booking terms and cancellation policies apply (please enquire at the time of booking or see the individual restaurant page on harrods.com. For a list of restaurants, see harrods.com/restaurants.

5. Cardmembers should notify the Promoter of any allergy or dietary requirements at the time of booking. While the Promoter will endeavour to accommodate the allergy and dietary requirements provided, the Promoter and American Express will not be responsible for any adverse effects occurring as a result of the Cardmembers using the offer including, without limitation, any allergic reactions, or for any other loss, damage or injury suffered, sustained or incurred by the Cardmember. For the avoidance of doubt, nothing in these terms seeks to exclude liability for death or personal injury resulting from negligence.

6. This Credit is non-transferable and cannot be redeemed, refunded, re-sold or exchanged for cash. Please note that the Credit will not be visible on Cardmembers' Harrods Rewards account statements.

7. The promoter of this offer is Harrods Limited (Company Number 00030209) with its registered office at 87–135 Brompton Road, London SW1X 7XL (the “Promoter”).

8. The Harrods American Express® Credit Card is offered by American Express Services Europe Limited (“American Express”) with its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

9. Harrods reserves the right to amend these Terms and Conditions, to substitute the Credit for an amount of equal or greater value or to suspend or cancel this offer at any time at its sole discretion.

1. This offer is open to all Harrods American Express® Cardmembers (“Cardmembers”) aged 18 or over, between 10th October 2023 and 31st December 2026.

2. Cardmembers who:

   1. Sign up to the Small Luxury Hotels of the World (“SLH”) SLH Club loyalty programme or;

   2. Are existing Club 02 (Tier 2) members of the SLH CLUB loyalty programme,

   3. will be eligible for a complimentary upgrade to Club 02 of the SLH CLUB loyalty programme (“Membership Upgrade”).

3. Cardmembers who are newly signing up to the SLH programme must sign up via slh.com/partners/harrods-Club02-upgrade and will be automatically enrolled into the Membership Upgrade, which will show on their SLH account.

4. Cardmembers who are existing SLH Club 01 (Tier 1) members must contact the SLH team at [email protected] to request their Membership Upgrade, which will show on their SLH account within 7 working days of the request.

5. The Membership Upgrade will be valid from the date of upgrade until 31st December of the subsequent calendar year.

6. This offer excludes existing SLH Club 02 (Tier 2) loyalty members.

7. Cardmembers may enquire about their Membership Upgrade or the SLH CLUB loyalty programme by contacting [email protected]. Redemption of this offer is subject to the terms and conditions of the SLH CLUB loyalty programme available at www.slh.com/about-slh/slh-club-terms-and-conditions.

8. This offer may only be redeemed by the Primary Cardmember once during the offer period.

9. The Promoter of this offer is Small Luxury Hotels of the World Management Ltd.

10. (Company Number 10122910) with its registered office at 7 Howick Place, London, England, SW1P 1BB.

11. The Harrods American Express® Credit Card is offered by American Express Services Europe Limited (“American Express”) with its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

1. The Harrods American Express® Tea Tasting event (“Event”) is open to customers who hold the Harrods American Express® card aged 18 and over (ID may be required) (“Cardmembers”). This Event will take place on 20 November 2026, between 10:00 am – 12:00 pm.

2. Cardmembers must arrive at the Georgian at the Harrods Knightsbridge store, 87-135 Brompton Road, London, SW1X 7XL by 10:00 am on the day of the Event. Guests who arrive more than 30 minutes after the start of the Event may not be permitted entry.

3. To book a place at the Event, Cardmembers must pay the full ticket price of £60 per person at least 5 days in advance by booking a ticket via the following link: [https://harrods-american-express.appointedd.com/booking-widget/6a7d94f783983793ab2710af]

4. Cardmembers can gain access to the Event by presenting on the day of the Event the email confirmation that they will receive after purchasing their ticket.

5. There will be 40 spaces available at the Event and spaces are allocated on a first-come, first-served basis.

6. Cardmembers may purchase up to four tickets per booking (for themselves and up to three guests).

7. The ticket price per person for the Event will include a tea tasting masterclass which will be followed by Afternoon Tea.

8. Cardmembers who attend the Event will receive a voucher for £60 redeemable between 20 November 2026 – 27 November 2026 (inclusive), redeemable only on the Harrods Tea range at the Harrods Knightsbridge store only (“Voucher”). The Voucher is redeemable only once and cannot be redeemed in conjunction with any other vouchers or offers. The Voucher is not redeemable at any other Harrods location and will expire if not redeemed on or before 27 November 2026.

9. Cardmembers who have purchased a ticket must contact the Card Events team by email at [email protected], as soon as possible if they are unable to attend the Event. Please note tickets are non-refundable if cancelled (or numbers reduced), or if you fail to show up to the Event. To amend or cancel your reservation, please email [email protected] (please note that cancellations via Website or App are not accepted).

10. Harrods reserves the right to amend these terms and conditions or to cancel the Events in its sole discretion.

11. The food and drink available at the Event may contain allergens including, without limitation, shellfish, dairy, eggs, nuts, gluten, wheat and soya. The Promoter will endeavour to accommodate the allergy and dietary requirements provided by Cardmembers, but this may not be possible and the Promoter shall not be responsible for any adverse effects resulting from food or drink consumed at an Event (including but not limited to allergic reactions), or for any other loss, damage or injury suffered, sustained or incurred by an attendee, or any loss or damage to property as a result of attending an Event.

12. These terms are additional to the General Event Terms and Conditions which apply to the Events and are available at https://www.harrods.com/en-gb/legal/events. By booking an Event, Cardmembers confirm (on their own behalf and on behalf of any guest (if applicable)) that they have read and agree with these terms and conditions and the General Terms and Conditions. In the event of any conflict between these terms and the General Event Terms and Conditions, these terms shall apply to the extent required to resolve any such conflict.

13. By confirming their attendance at an Event, Cardmembers acknowledge that Harrods needs to process their personal information. Harrods will use this personal information for the purposes of administering the Event. Full details of Harrods’ Privacy Policy can be found via the following link: https://www.harrods.com/en-gb/s/legal/privacy-policy.

14. Promoter: Harrods Ltd (No. 30209). Registered Office: 87-135 Brompton Road, Knightsbridge, London SW1X 7XL.