The Harrods American Express® Card

The most rewarding way to shop with Harrods

The Harrods American Express® Card offers unrivalled member-only benefits, available exclusively to our Gold Tier and above Rewards members. Earn extra points on your purchases which can be redeemed in-store and gain exclusive access to events and services.

In order to apply, you must meet the following criteria:

• You must be a UK resident


• You must have a current UK bank or building society account


• You must be a Gold Tier and above member of Harrods Rewards


• You must earn at least £20,000 per year


For an annual fee of £195, Cardmembers can enjoy:

SIGN UP OFFER: 5,000 Harrods Rewards points when you spend £3,000 within the first three months of Cardmembership1

• 1,000 Harrods Rewards points upon first Additional Card approval2

• Two additional Harrods Rewards points for every £1 spent with Harrods3

• One Harrods Rewards point for every £1 spent outside of Harrods4

• Quarterly £25 Harrods Dining Credit (worth £100 a year) at Harrods Restaurants in Knightsbridge5

• Complimentary upgrade to SLH CLUB 02 tier (worth over £1,100) of the Small Luxury Hotels of the World CLUB loyalty programme6

• Exclusive Harrods Rewards bonus points promotions3

• Invitations to exclusive Harrods events7

• Exclusive access to American Express Experiences®

• Amex Offers

If you are interested in applying for the Harrods American Express Card, please email our Customer Service team via the Contact Us button below. They will verify your Harrods Rewards tier status and confirm your eligibility to apply. You will then receive a direct link to the application form with American Express who will process your application. Please note, the Card is available to UK residents only. Ts&Cs apply, see below.

If you would prefer a card without Rewards, other features or a Membership fee, an alternative is available: the Basic Card. Search ‘Amex Basic Card’ for more information.

Exclusive Offers & Events

Enjoy £25 Off Restaurants

Get £25 off your first restaurant bill per quarter (total value of £100 per year) – valid at any Harrods Knightsbridge restaurant. Simply spend £25 or more, scan your Harrods Rewards card, and pay using your Harrods American Express Card. Please note: at the beginning of each quarter, your credits will renew, and any unused credit will not be rolled over to the next offer period. Ts&Cs apply.

Discover Our Restaurants

Complimentary upgrade to SLH CLUB 02 Tier

Offer valid until 31st December 2026


Together with Small Luxury Hotels of the World™ (SLH), we are pleased to offer Harrods American Express® Cardmembers a complimentary upgrade (worth more than £1,100) to the Club 02 tier of the SLH CLUB loyalty programme. Ts&Cs apply.

Upgrade Now

An Exclusive Viewing with Marli New York

In partnership with American Express, Harrods invites you to a private viewing of the Marli New York Fine Jewellery.

Born from the energy of New York and perfected through three generations of craftsmanship, Founder and Creative Director Maral Artinian presents creations defined by architectural precision and refined elegance.

Experience the collection as it was meant to be seen.

Ts&Cs apply.

Book Now

Terms & Conditions

This product is a Charge Card, meaning that unlike a Credit Card balance, its balance needs to be paid in full every month. A £195 annual fee will automatically be charged to your Harrods American Express Card Account upon the opening of your Account, and thereafter annually upon the anniversary of your Account opening date.


The Harrods American Express Charge Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority. Applicants must be 18 years old or over. Approval of your application for a Harrods American Express® Card Account is subject to your status.


IMPORTANT INFORMATION

  1. Qualifying customers who apply for, are approved for and activate their Harrods American Express® Card ("Card") and spend £3,000 or more on their Card within three months of Card approval, will be eligible to receive 5,000 Harrods Rewards points. Cardmembership begins from the date of Card approval. It can take up to eight weeks for the 5,000 Harrods Rewards points to be added to your Account once you have met the required spend.

  2. It can take up to eight weeks for the 1,000 Harrods Rewards points to be added to your Account once your Card has been approved.

  3. You must purchase goods or services at the Harrods Knightsbridge store, H beauty locations or online using your Harrods American Express Card and must enter your Harrods Rewards Membership number online at the point of checkout.

  4. Points are earned for every £1 spent and charged to your Card per transaction. Points are not earned on returned purchases, cash withdrawals, American Express traveller’s cheque purchases, foreign exchange, or other Account charges.

  5. Cardmembers will be eligible to receive a deduction of £25 from the total cost of their bill (“Credit”) each quarter when spending £25 or more in any restaurant within the Harrods Knightsbridge store (when presenting their Harrods Rewards Card and paying with their Harrods American Express Card). The Credit will be applied to the first eligible restaurant spend of £25 or more.

  6. Offer valid until 31 December 2025 for one Primary Cardmember only. Offer excludes existing SLH CLUB 02 tier members.

  7. These events are subject to availability.


Full terms and conditions regarding this Charge Card can be found here.

  1. This offer is open to primary Harrods American Express® Cardmembers aged 18 and over (“Cardmembers”).

  2. Cardmembers will be eligible to receive a deduction of £25 from the total cost of their bill ("Credit") when spending £25 or more in any restaurant within the Harrods Knightsbridge store (when presenting their Harrods Rewards card and paying with their Harrods American Express® Card).

  3. The offer will be available for the Cardmember to redeem from 1st July 2023 onwards and will reset on the first day of each quarterly month (i.e. 1st January, 1st April, 1st July and 1st October). The Credit will be applied to the first eligible restaurant spend of £25 or more. The Credit will not accumulate and will expire if not used during each quarter.

  4. Bookings are subject to availability and must be made by contacting the restaurant by phone, emailing [email protected] or by visiting the individual restaurant page on harrods.com. General booking terms and cancellation policies apply (please enquire at the time of booking or see the individual restaurant page on harrods.com. For a list of restaurants, see harrods.com/restaurants.

  5. Cardmembers should notify the Promoter of any allergy or dietary requirements at the time of booking. While the Promoter will endeavour to accommodate the allergy and dietary requirements provided, the Promoter and American Express will not be responsible for any adverse effects occurring as a result of the Cardmembers using the offer including, without limitation, any allergic reactions, or for any other loss, damage or injury suffered, sustained or incurred by the Cardmember. For the avoidance of doubt, nothing in these terms seeks to exclude liability for death or personal injury resulting from negligence.

  6. This Credit is non-transferable and cannot be redeemed, refunded, re-sold or exchanged for cash. Please note that the Credit will not be visible on Cardmembers' Harrods Rewards account statements.

  7. The promoter of this offer is Harrods Limited (Company Number 00030209) with its registered office at 87–135 Brompton Road, London SW1X 7XL (the “Promoter”).

  8. The Harrods American Express Credit Card is offered by American Express Services Europe Limited (“American Express”) with its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

  9. Harrods reserves the right to amend these Terms and Conditions, to substitute the Credit for an amount of equal or greater value or to suspend or cancel this offer at any time at its sole discretion.


  1. This offer is open to all Harrods American Express® Cardmembers (“Cardmembers”) aged 18 or over, between 10th October 2023 and 31st December 2026.

  2. Cardmembers who:

    1. Sign up to the Small Luxury Hotels of the World (“SLH”) SLH Club loyalty programme or;

    2. Are existing Club 02 (Tier 2) members of the SLH CLUB loyalty programme,

    3. will be eligible for a complimentary upgrade to Club 02 of the SLH CLUB loyalty programme (“Membership Upgrade”).

  3. Cardmembers who are newly signing up to the SLH programme must sign up via slh.com/partners/harrods-Club02-upgrade and will be automatically enrolled into the Membership Upgrade, which will show on their SLH account.

  4. Cardmembers who are existing SLH Club 01 (Tier 1) members must contact the SLH team at [email protected] to request their Membership Upgrade, which will show on their SLH account within 7 working days of the request.

  5. The Membership Upgrade will be valid from the date of upgrade until 31st December of the subsequent calendar year.

  6. This offer excludes existing SLH Club 02 (Tier 2) loyalty members.

  7. Cardmembers may enquire about their Membership Upgrade or the SLH CLUB loyalty programme by contacting [email protected]. Redemption of this offer is subject to the terms and conditions of the SLH CLUB loyalty programme available at www.slh.com/about-slh/slh-club-terms-and-conditions.

  8. This offer may only be redeemed by the Primary Cardmember once during the offer period.

  9. The Promoter of this offer is Small Luxury Hotels of the World Management Ltd.

  10. (Company Number 10122910) with its registered office at 7 Howick Place, London, England, SW1P 1BB.

  11. The Harrods American Express Credit Card is offered by American Express Services Europe Limited (“American Express”) with its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.


  1. Subject to availability, customers aged 18 and over (ID may be required) who hold the Harrods American Express® card (“Eligible Customers”), may attend the Marli Private Viewing Event between 11 December 2025 – 11 January 2026 (inclusive) taking place (excluding bank holidays), in 30-minute slots on Monday to Saturday starting at 11:00 am with the last slot being at 6:00 pm and Sunday 11:00 am with the last slot being at 5:00 pm, at the Marli counter at the Harrods Knightsbridge store (“Event”).

  2. Eligible Customers may book a slot for the Event via the following link, free of charge: Harrods Amex Events.

  3. Slots for the Event are subject to availability and will be allocated on a first-come first-served basis.

  4. An Eligible Customer may book a slot for up to two people (themselves and one guest).

  5. Eligible Customers who book a slot for the Event (“Guests”) must arrive to the Event 5 minutes prior to their booked slot. Guests who arrive more than 10 minutes after the start of their booked slot for the Event may not be permitted entry.

  6. Guests may gain access to the Event by presenting the email confirmation that they will receive after booking their slot for the Event.

  7. Guests who attend the Event at their booked slot, will receive the opportunity to enjoy a complimentary afternoon tea for two experience at The Georgian, at the Harrods Knightsbridge store (subject to availability) (“Offer”).

  8. The Offer may only be redeemed once. The Offer may only be redeemed by making a reservation (on the same day) after the attended slot for the Event, which will be arranged by the Marli team. Subject to availability, Guests may request a day and time of their choice for a reservation at The Georgian to redeem the Offer.

  9. Guests must contact the Harrods card events team on 020 7730 1234 or by email at [email protected], as soon as possible if they are unable to attend the Event or their reservation for the Offer. To amend or cancel your slot or reservation, please email [email protected] (please note that cancellations via Website or App are not accepted) or call us on 020 7730 1234.

  10. Harrods reserves the right to amend these terms and conditions or to cancel the Event and/or the Offer at any time in its sole discretion.

  11. By confirming their attendance at an Event, Guests acknowledge that Harrods needs to process their personal information. Harrods will use this personal information for the purposes of administering the Event. Full details of Harrods’ Privacy Policy can be found via the following link: Privacy Policy | Harrods UK

  12. Promoter: Harrods Ltd (No. 30209). Registered Office: 87-135 Brompton Road, Knightsbridge, London SW1X 7XL.


Contact Harrods Customer Service

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Monday - Saturday: 10am - 6pm

Sunday: Closed


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Sunday: Closed


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Contact us on +44 (0)20 7730 1234


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Sunday: Closed