The Harrods American Express® Card

This product is a Charge Card, meaning that unlike a Credit Card balance, its balance needs to be paid in full every month. A £195 annual fee will automatically be charged to your Harrods American Express Card Account upon the opening of your Account, and thereafter annually upon the anniversary of your Account opening date.

The Harrods American Express Charge Card is offered by American Express Services Europe Limited registered office: Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority. Applicants must be 18 years old or over. Approval of your application for a Harrods American Express® Card Account is subject to your status.

IMPORTANT INFORMATION

1. Qualifying customers who apply for, are approved for and activate their Harrods American Express® Card ("Card") and spend £3,000 or more on their Card within three months of Card approval, will be eligible to receive 5,000 Harrods Rewards points. Cardmembership begins from the date of Card approval. It can take up to eight weeks for the 5,000 Harrods Rewards points to be added to your Account once you have met the required spend.

2. It can take up to eight weeks for the 1,000 Harrods Rewards points to be added to your Account once your Card has been approved.

3. You must purchase goods or services at the Harrods Knightsbridge store, H beauty locations or online using your Harrods American Express Card and must enter your Harrods Rewards Membership number online at the point of checkout.

4. Points are earned for every £1 spent and charged to your Card per transaction. Points are not earned on returned purchases, cash withdrawals, American Express traveller’s cheque purchases, foreign exchange, or other Account charges.

5. Cardmembers will be eligible to receive a deduction of £25 from the total cost of their bill (“Credit”) each quarter when spending £25 or more in any restaurant within the Harrods Knightsbridge store (when presenting their Harrods Rewards Card and paying with their Harrods American Express Card). The Credit will be applied to the first eligible restaurant spend of £25 or more.

6. Offer valid until 31 December 2025 for one Primary Cardmember only. Offer excludes existing SLH CLUB 02 tier members.

7. These events are subject to availability.

Full terms and conditions regarding this Charge Card can be found here.

1. This offer is open to primary Harrods American Express® Cardmembers aged 18 and over (“Cardmembers”).

2. Cardmembers will be eligible to receive a deduction of £25 from the total cost of their bill ("Credit") when spending £25 or more in any restaurant within the Harrods Knightsbridge store (when presenting their Harrods Rewards card and paying with their Harrods American Express® Card).

3. The offer will be available for the Cardmember to redeem from 1st July 2023 onwards and will reset on the first day of each quarterly month (i.e. 1st January, 1st April, 1st July and 1st October). The Credit will be applied to the first eligible restaurant spend of £25 or more. The Credit will not accumulate and will expire if not used during each quarter.

4. Bookings are subject to availability and must be made by contacting the restaurant by phone, emailing [email protected] or by visiting the individual restaurant page on harrods.com. General booking terms and cancellation policies apply (please enquire at the time of booking or see the individual restaurant page on harrods.com. For a list of restaurants, see harrods.com/restaurants.

5. Cardmembers should notify the Promoter of any allergy or dietary requirements at the time of booking. While the Promoter will endeavour to accommodate the allergy and dietary requirements provided, the Promoter and American Express will not be responsible for any adverse effects occurring as a result of the Cardmembers using the offer including, without limitation, any allergic reactions, or for any other loss, damage or injury suffered, sustained or incurred by the Cardmember. For the avoidance of doubt, nothing in these terms seeks to exclude liability for death or personal injury resulting from negligence.

6. This Credit is non-transferable and cannot be redeemed, refunded, re-sold or exchanged for cash. Please note that the Credit will not be visible on Cardmembers' Harrods Rewards account statements.

7. The promoter of this offer is Harrods Limited (Company Number 00030209) with its registered office at 87–135 Brompton Road, London SW1X 7XL (the “Promoter”).

8. The Harrods American Express Credit Card is offered by American Express Services Europe Limited (“American Express”) with its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

9. Harrods reserves the right to amend these Terms and Conditions, to substitute the Credit for an amount of equal or greater value or to suspend or cancel this offer at any time at its sole discretion.

1. This offer is open to all Harrods American Express® Cardmembers (“Cardmembers”) aged 18 or over, between 10th October 2023 and 30th June 2025.

2. Cardmembers who:

   1. Sign up to the Small Luxury Hotels of the World (“SLH”) SLH Club loyalty programme or;

   2. Are existing Club 02 (Tier 2) members of the SLH CLUB loyalty programme,

   3. will be eligible for a complimentary upgrade to Club 02 of the SLH CLUB loyalty programme (“Membership Upgrade”).

3. Cardmembers who are newly signing up to the SLH programme must sign up via slh.com/partners/harrods-Club02-upgrade and will be automatically enrolled into the Membership Upgrade, which will show on their SLH account.

4. Cardmembers who are existing SLH Club 01 (Tier 1) members must contact the SLH team at [email protected] to request their Membership Upgrade, which will show on their SLH account within 7 working days of the request.

5. The Membership Upgrade will be valid from the date of upgrade until 31st December of the subsequent calendar year.

6. This offer excludes existing SLH Club 02 (Tier 2) loyalty members.

7. Cardmembers may enquire about their Membership Upgrade or the SLH CLUB loyalty programme by contacting [email protected]. Redemption of this offer is subject to the terms and conditions of the SLH CLUB loyalty programme available at www.slh.com/about-slh/slh-club-terms-and-conditions.

8. This offer may only be redeemed by the Primary Cardmember once during the offer period.

9. The Promoter of this offer is Small Luxury Hotels of the World Management Ltd.

10. (Company Number 10122910) with its registered office at 7 Howick Place, London, England, SW1P 1BB.

11. The Harrods American Express Credit Card is offered by American Express Services Europe Limited (“American Express”) with its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.

The Panache Cruises Presentation and Afternoon Tea (“Event”) is open to all customers who hold the Harrods American Express® Card aged 18 and over (ID may be required). This Event will take place in two sessions, on 24 November 2025 as follows:

Session A

The Panache Cruises Presentation starting at 10:30 am at the Beauty Seminar Room on the lower ground floor of the Harrods Knightsbridge store; and

The Afternoon Tea starting at 11:15 am at the Georgian Terrace at the Harrods Knightsbridge store.

Session B

The Panache Cruises Presentation starting at 14:00pm at the Beauty Seminar Room on the lower ground floor of the Harrods Knightsbridge store; and

The Afternoon Tea starting at 15:15 pm at the Georgian Terrace at the Harrods Knightsbridge store.

Customers who arrive more than 30 minutes after the start of the session may not be permitted entry.

To book a place at the Event, customers must:

pay the full ticket price of £50 per person by booking a ticket via the following link: Harrods Amex Events

state any allergy or dietary requirements, and provide details of requested food or drink substitutions, in advance of the Event.

Customers can gain access to either session of the Event by presenting at the entrance on the day of the Event the email confirmation that they will receive after purchasing their ticket.

There will be 30 spaces per session of the Event and spaces are allocated on a first-come, first-served basis.

Each customer can make a purchase of up to 4 tickets.

The ticket price per person will include a presentation of all Panache cruises available, and the Afternoon Tea set menu at the Georgian (availability of some elements depend on seasonality) and each customer is entitled to one glass of champagne. If a customer orders outside the set menu, they will be subject to payment for the difference in price.

Harrods staff, agents, and their immediate families are excluded from participating in this Event.

Customers who have purchased a ticket must contact the Harrods Reservations team on +44(0)207 225 6800 or by email at [email protected], as soon as possible if they are unable to attend the Event. Please note tickets are non-refundable if cancelled (or if number of attendees is reduced), or if you fail to show up to the Event. To amend or cancel your reservation, please email [email protected] (please note that cancellations via Website or App are not accepted) or call us on 020 7225 6800.

Harrods reserves the right to amend these terms and conditions or to cancel the Events in its sole discretion.

The food and drink available at the Event will contain alcohol and may contain allergens including, without limitation, shellfish, dairy, eggs, nuts, gluten, wheat and soya. The Promoter will endeavour to accommodate the allergy and dietary requirements provided by customers, but this may not be possible and the Promoter shall not be responsible for any adverse effects resulting from food or drink consumed at an Event (including but not limited to allergic reactions), or for any other loss, damage or injury suffered, sustained or incurred by an attendee, or any loss or damage to property as a result of attending an Event.

These terms are additional to the General Event Terms and Conditions which apply to the Events and are available at https://www.harrods.com/en-gb/legal/events. By booking an Event, customers confirm (on their own behalf and on behalf of any guest (if applicable) that they have read and agree with these terms and conditions and the General Terms and Conditions. In the event of any conflict between these terms and the General Event Terms and Conditions, these terms shall apply to the extent required to resolve any such conflict.

By confirming their attendance at an Event, customers acknowledge that Harrods needs to process their personal information. Harrods will use this personal information for the purposes of administering the Event. Full details of Harrods’ Privacy Policy can be found via the following link: https://www.harrods.com/en-gb/s/legal/privacy-policy.

Promoter: Harrods Ltd (No. 30209). Registered Office: 87-135 Brompton Road, Knightsbridge, London SW1X 7XL.

The Harrods Own Label Tea Tasting Masterclass event (“Event”) is open to all customers who hold the Harrods American Express card aged 18 and over (ID may be required). This Event will take place on 27 October 2025 between 11:00am – 1:00pm.

Customers must arrive at the Harrods Café on the lower ground floor at the Harrods Knightsbridge store, 87-135 Brompton Road, London, SW1X 7XL by 11:00am on the day of the Event. Customers who arrive more than 30 minutes after the start of the Event may not be permitted entry.

To book a place at the Event, customers must:

pay the full ticket price of £50 per person by booking a ticket via the following link: https://harrods-american-express.appointedd.com/widget/62cbe190dc59ff0c02c82d62

state any allergy or dietary requirements, and provide details of requested food or drink substitutions, in advance of the Event.

The price of the ticket is fully redeemable against any Harrods Own Label products.

Customers can gain access to the Event by presenting on the day of the Event the email confirmation that they will receive after purchasing their ticket.

There will be 60 spaces available for the Event and spaces are allocated on a first-come, first-served basis.

Each customer can make a purchase of up to 2 tickets.

Harrods staff, agents, and their immediate families are excluded from participating in this Event.

Customers who have purchased a ticket must contact the Harrods Reservations team on +44(0)207 225 6800 or by email at [email protected], as soon as possible if they are unable to attend the Event. Please note tickets are non-refundable if cancelled (or numbers reduced), or if you fail to show up to the Event. To amend or cancel your reservation, please email [email protected] (please note that cancellations via Website or App are not accepted) or call us on 020 7225 6800.

Harrods reserves the right to amend these terms and conditions or to cancel the Events in its sole discretion.

The food and drink available at the Event will contain alcohol and may contain allergens including, without limitation, shellfish, dairy, eggs, nuts, gluten, wheat and soya. The Promoter will endeavour to accommodate the allergy and dietary requirements provided by customers, but this may not be possible and the Promoter shall not be responsible for any adverse effects resulting from food or drink consumed at an Event (including but not limited to allergic reactions), or for any other loss, damage or injury suffered, sustained or incurred by an attendee, or any loss or damage to property as a result of attending an Event.

These terms are additional to the General Event Terms and Conditions which apply to the Events and are available at https://www.harrods.com/en-gb/legal/events. By booking an Event, customers confirm (on their own behalf and on behalf of any guest (if applicable)) that they have read and agree with these terms and conditions and the General Terms and Conditions. In the event of any conflict between these terms and the General Event Terms and Conditions, these terms shall apply to the extent required to resolve any such conflict.

By confirming their attendance at an Event, customers acknowledge that Harrods needs to process their personal information. Harrods will use this personal information for the purposes of administering the Event. Full details of Harrods’ Privacy Policy can be found via the following link: https://www.harrods.com/en-gb/s/legal/privacy-policy.

Promoter: Harrods Ltd (No. 30209). Registered Office: 87-135 Brompton Road, Knightsbridge, London SW1X 7XL.